Contractor Insurance

Insurance for Every Type of Contractor

From general contractors to specialty trades, InsuranceBind provides tailored commercial insurance built around your specific job field, state requirements, and risk profile.

Coverage in all 50 states

Quotes from 50+ A-rated carriers

Same-day Certificates of Insurance

Specialists who understand contractor risks

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All Trades Covered

Find Your Trade

Select your trade below for coverage details, state requirements, and typical pricing for contractors in your field.

General Contractors

Comprehensive coverage for GCs managing multi-trade projects, subcontractors, and large job sites.

GL + Builder's Risk + WC

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Electrical Contractors

Electricians and electrical contractors face unique fire and shock liability risks that demand specialized coverage.

GL + E&O + Tools Coverage

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Plumbing Contractors

Water damage claims are among the most expensive. Plumbers need robust liability and completed operations coverage.

GL + Completed Ops + WC

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HVAC Contractors

From installation to service calls, HVAC businesses need protection against property damage and equipment breakdown.

GL + Equipment + WC

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Roofing Contractors

High-risk work at heights makes roofing one of the most expensive trades to insure — but we find competitive rates.

GL + WC + Builder's Risk

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Painting Contractors

Interior and exterior painters need liability coverage for property damage, overspray, and completed work claims.

GL + Tools + WC

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Landscaping Contractors

Landscapers, lawn care, and tree services need coverage for equipment, vehicles, and third-party property damage.

GL + Commercial Auto + WC

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Concrete & Masonry

Concrete contractors face structural liability claims years after project completion. Get long-tail coverage you can count on.

GL + Completed Ops + WC

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Why It Matters

Contractors Can't Afford to Work Without Insurance

Most states require contractors to carry general liability to obtain a license

Clients and GCs require proof of insurance before signing contracts

One lawsuit from a job site injury or property damage can bankrupt an uninsured contractor

Workers' comp is legally required in most states the moment you hire employees

Get a Quote for Your Trade

Tell us your trade, state, and annual revenue — we'll shop 50+ carriers and return competitive quotes within 1 business hour.

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No obligation. Same-day COIs available.

Related Coverage for Contractors

General Liability Workers' Compensation Commercial Auto Commercial Property Professional Liability Construction Industry