The road is your workplace and your liability. Whether you run a single truck or a 500-vehicle fleet, InsuranceBind provides the specialized coverage trucking and transportation companies need to operate legally and profitably.
Transportation and trucking operations carry enormous financial exposure on every mile driven.
Major Traffic Accidents
Commercial vehicle accidents involving large trucks result in some of the largest liability claims in insurance — averaging over $100,000 per incident.
Cargo Damage or Theft
Losing or damaging a client's freight can result in claims exceeding the value of the cargo itself when loss of use is included.
Driver Compliance Issues
Driver qualification failures, hours of service violations, and DOT compliance issues can expose you to punitive damages in accidents.
Fuel & Equipment Theft
Commercial vehicles and equipment parked at lots and terminals are frequent targets for theft.
Environmental Liability
Spills of fuel, chemicals, or hazardous materials during transport can trigger massive environmental cleanup liabilities.
Transportation companies need a comprehensive program that covers their vehicles, cargo, workers, and regulatory requirements.
Primary auto liability, physical damage, uninsured motorist, and MedPay for all vehicles in your fleet.
Covers drivers, loaders, and mechanics injured in the course of employment.
Covers non-auto claims — terminal slip-and-falls, loading dock incidents, and warehouse operations.
Protects your terminals, maintenance facilities, and parked equipment.