Concrete contractors and masonry businesses face structural liability claims that can surface years after a project completes. InsuranceBind provides comprehensive coverage built for the unique risks of concrete and masonry work.
Structural failures, surface defects, and foundation issues can result in expensive long-tail liability claims for concrete and masonry contractors.
Structural Defect Claims
Foundation cracks, improper concrete curing, or masonry failures can create long-tail liability years after completion.
Third-Party Property Damage
Concrete work near existing structures risks damage to foundations, utilities, and neighboring properties.
Worker Injuries from Heavy Equipment
Operating mixers, saws, and heavy machinery creates significant worker injury risk.
Silica Dust Exposure
Cutting and grinding masonry creates silica dust — a serious health hazard with workers' comp implications.
Vibration Damage to Adjacent Structures
Compaction equipment and demolition work can cause cracking or settlement in neighboring buildings.
Concrete and masonry contractors need robust completed operations coverage and long-tail liability protection.
Core coverage for property damage, bodily injury, and structural defect claims from concrete work.
Covers injuries from heavy equipment, silica exposure, and back/musculoskeletal injuries.
Coverage for trucks, mixers, and vehicles transporting materials to job sites.
Inland marine coverage for compactors, saws, forms, and specialty concrete equipment.
Extra protection for structural failure claims that can exceed standard GL limits.