Protect your business from costly third-party claims of bodily injury, property damage, and advertising injury. General liability is the foundation of every sound commercial insurance program.
General liability insurance — also called commercial general liability (CGL) — protects your business if a third party (customer, vendor, or bystander) claims your business caused them harm.
Bodily Injury
Covers medical bills and legal fees if a customer or visitor is injured at your place of business or by your operations.
Property Damage
Pays to repair or replace third-party property damaged by you or your employees during business operations.
Personal & Advertising Injury
Covers claims of libel, slander, copyright infringement, and false advertising.
Medical Payments
Covers minor medical expenses for injuries that occur on your premises regardless of fault — no lawsuit needed.
Products & Completed Operations
Covers injury or damage caused by products you sell or services you complete after the work is done.
Legal Defense Costs
Pays your attorney fees, court costs, and settlements even on frivolous claims.
Almost every business needs general liability insurance. If your business interacts with the public, handles client property, or could be sued for damages, this coverage is essential.