Industry Specialists

Commercial Insurance for Construction & Contractors

Construction is one of the highest-risk industries in America. From job site injuries to property damage and subcontractor disputes, you need comprehensive coverage that keeps your projects — and your business — protected.

General liability and builders risk coverage
Workers' comp for your crew and subcontractors
Surety bonds and contractor licensing support
Certificates of insurance issued instantly

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Industry Risks

Unique Risks You Face

Construction businesses face daily risks that can result in catastrophic financial losses without proper insurance coverage.

Jobsite Injuries

Construction has one of the highest workplace injury rates — falls, equipment accidents, and electrical hazards are constant risks.

Property Damage

Accidentally damaging a client's structure or adjacent property during construction can result in six-figure claims.

Completed Operations Claims

A defect in your finished work discovered months or years later can still lead to a major liability claim.

Equipment Theft & Damage

Tools and equipment left on job sites are prime targets for theft and vandalism.

Contract Disputes

Disputes over project scope, delays, or quality can result in costly litigation.

Recommended Coverage

Coverage Built for Construction

A well-designed construction insurance program addresses your specific trade, project size, and workforce.

General Liability Insurance

Core protection against third-party bodily injury and property damage claims on and off the job site.

Workers' Compensation

Required in most states. Covers medical bills and lost wages for your employees and statutory employees.

Commercial Auto Insurance

Covers your work trucks, vans, and equipment-hauling vehicles on and between job sites.

Commercial Property Insurance

Protects your office, yard, and equipment storage from fire, theft, and weather damage.

#1
Construction leads all industries in fatalities
20%
Of all US worker deaths are in construction
$41K
Average workers' comp claim in construction
150K+
Construction companies insured by our carriers
FAQ

Construction Insurance Questions