Protect your buildings, equipment, inventory, and business personal property from fire, theft, storms, and other covered perils.
Commercial property insurance protects the physical assets of your business — your building, its contents, and in many cases, your income if a covered loss forces you to temporarily close.
Building Coverage
Covers the physical structure of your building, including permanently attached fixtures and improvements, against fire, theft, vandalism, and weather.
Business Personal Property
Covers furniture, equipment, inventory, computers, tools, and other contents inside or near your building.
Business Income (Interruption)
Replaces lost income and covers ongoing expenses if a covered loss forces you to shut down temporarily.
Equipment Breakdown
Covers repair or replacement of boilers, HVAC systems, electrical equipment, and machinery that breaks down from mechanical failure.
Outdoor Signs & Property
Covers signage, fences, and other outdoor property.
Tenant's Improvements
If you rent your space, covers improvements and betterments you've made to the leased premises.
Any business with physical assets — whether you own the building or lease your space — should carry commercial property insurance.