Industry Specialists

Commercial Insurance for Manufacturers

Manufacturers face risks at every stage — from raw materials to finished goods in the field. Product liability, equipment breakdown, and workers' safety are just the beginning. We build insurance programs that protect your entire operation.

Product liability and completed operations coverage
Equipment breakdown and machinery coverage
Supply chain and business interruption protection
Environmental and pollution liability coverage

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Industry Risks

Unique Risks You Face

Manufacturing operations expose businesses to a wide spectrum of risks that can disrupt production, harm employees, and generate major liability claims.

Product Liability Claims

A defective product that causes injury or property damage can result in class action lawsuits and regulatory recalls costing millions.

Equipment Breakdown

Critical machinery failures can halt production entirely, causing massive business income losses in addition to repair costs.

Workplace Injuries

Manufacturing employees work with heavy machinery, hazardous materials, and repetitive motion tasks — all leading causes of occupational injury.

Supply Chain Disruptions

Dependency on key suppliers means a disruption upstream can shut down your entire operation.

Environmental Contamination

Pollutants, chemicals, and waste products used in manufacturing create significant environmental liability exposure.

Recommended Coverage

Coverage Built for Manufacturing

A complete manufacturing insurance program protects your people, equipment, products, and property.

General Liability Insurance

Includes products and completed operations liability — essential for any business that manufactures goods.

Workers' Compensation

Covers your production workers, machinists, and warehouse staff for job-related injuries and illnesses.

Commercial Property Insurance

Covers your plant, equipment, inventory, and raw materials from fire, theft, and equipment breakdown.

Commercial Auto Insurance

Covers forklifts, delivery vehicles, and company trucks used in your manufacturing and distribution operations.

$700B
Annual product liability losses in US manufacturing
15%
Of manufacturing companies face a product recall per year
$2.1M
Average product liability lawsuit settlement
#2
Manufacturing is 2nd highest industry for workers' comp claims
FAQ

Manufacturing Insurance Questions