Get fast, affordable commercial truck insurance quotes from 50+ A-rated carriers. We cover every haul type, cargo, and truck — with same-day COIs and FMCSA filings included.
From federally required primary liability to optional cargo and physical damage coverage, we build a policy package that fits your operation and budget.
Federally required for all for-hire truckers. Covers bodily injury and property damage you cause to others while hauling loads. Minimum $750K–$1M required by FMCSA.
Covers repair or replacement of your tractor and trailer from collision, theft, fire, vandalism, or weather. Protects your biggest asset on the road.
Covers the freight you're hauling if it's lost, stolen, or damaged in transit. Required by most shippers and brokers before they'll give you a load.
Covers your truck when you're driving without a load or trailer — not under dispatch. Essential for owner-operators leased to a motor carrier.
Required if you have drivers on payroll. Covers medical bills and lost wages if an employee is injured on the job — including loading, unloading, and accidents.
Covers non-driving incidents like slip-and-falls at a loading dock, product damage during loading/unloading, and completed operations claims.
An alternative to workers' comp for owner-operators. Covers medical expenses and lost income from on-the-job injuries without a traditional WC policy.
Covers physical damage to a trailer you don't own while it's in your care, custody, and control. Required for most trailer interchange agreements.
Whether you drive a semi, box truck, flatbed, or specialized rig, we have markets that cover your exact vehicle and operation.
Your cargo type directly affects your premium and coverage requirements. We match you with carriers that specialize in exactly what you haul.
Hauling HAZMAT?
FMCSA requires $1M–$5M in liability for hazardous materials carriers. We have specialty HAZMAT markets that provide compliant coverage at competitive rates.
We understand DOT compliance, FMCSA filings, MCS-90 endorsements, and the real risks carriers face every mile.
We shop Progressive, Great West, Canal, James River, and 50+ other trucking-specific carriers to find your best rate.
Need to get on a load fast? We issue certificates of insurance and file with the FMCSA the same day you bind coverage.
We handle your Form MCS-90, BMC-91, and BMC-34 filings directly with the FMCSA as part of our service.
Just got your DOT number? We have specialty markets that will insure new trucking ventures at competitive rates.
General freight, reefer, flatbed, HAZMAT, oversized, auto transport — we cover every commodity and haul type.
Running under your own authority or leased to a carrier? We build the exact combination of primary liability, cargo, bobtail, and occupational accident coverage you need.
Managing 2–25 trucks? Fleet policies offer better rates per unit and simplify your insurance management with one policy, one renewal, one carrier.
Just got your DOT authority? We specialize in getting new ventures insured quickly and compliantly — including FMCSA filings on your behalf.
Common questions from owner-operators and fleet owners about commercial truck insurance costs, requirements, and coverage.
Tell us about your operation — truck type, cargo, miles per year, and DOT history — and we'll return competitive quotes from the best trucking insurance carriers in the country.
No obligation. Licensed in all 50 states. Same-day COIs available.