EPLI protects your business against claims brought by employees, former employees, and job applicants alleging discrimination, harassment, wrongful termination, retaliation, and other employment-related wrongdoing.
Employment practices liability insurance covers the legal costs and damages that arise when an employee, former employee, or job applicant alleges wrongful treatment in the workplace — from hiring through termination.
Discrimination Claims
Covers claims of discrimination based on race, gender, age, religion, disability, national origin, and other protected classes.
Sexual Harassment
Pays defense costs and damages for claims of sexual harassment, hostile work environment, and quid pro quo harassment.
Wrongful Termination
Covers claims that an employee was terminated without proper cause or in violation of employment agreements or public policy.
Retaliation
Covers claims that an employer retaliated against an employee for whistleblowing, filing a complaint, or exercising protected rights.
Failure to Promote / Hire
Covers claims by job applicants or employees alleging unfair hiring or promotion decisions.
Third-Party Harassment
Many policies extend to harassment claims brought by customers, vendors, or other third parties interacting with your employees.
Any business with employees should consider EPLI. Employment-related claims are among the most common and costly lawsuits faced by employers, and they can come from current, former, and even prospective employees.